[BÌNH DƯƠNG] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

Manage sales activities targeting Home Loan, Soho Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team

Explore, build up and maintain network relationship with target customers.

Maintain relationship with assigned existing customers

Set up sales plan to originate new loan deal and implement the plan effectively

Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision

Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)

Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.

Managing documents, information, and financial transactions in an organized, efficient, and secure manner

Meet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentation

Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed

Bachelor’s degree in business, finance, or a related field

English skills

Proven working experience in selling home loan product.

Ability to make credit assessment, financial analysis

Solid understanding of lending products and practices

Comprehensive understanding of lending regulations

Excellent negotiation, communication, customer-service, and time-management skills

Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork

High self-motivated and committed

Ability to pass a background check

Ngành nghề: Kế toán / Kiểm toán, Dịch vụ khách hàng, Ngân hàng

Kinh nghiệm: 1 Năm

Cấp bậc: Nhân viên

Hình thức: Nhân viên chính thức

Địa điểm: Bình Dương